Let’s proceed on the assumption that you’re taking out an individual
construction loan. Such loansloans, which can be tough to get without a
previous banking history because of the lack of collateral (a finished
home),
"I have balances on 3 credit cards that each charge over 25%. I want to get a loan with a lower interest rate to pay off the cards, but my bank turned me down because of my credit. Is it possible to find a loan that would help me save money even with a low credit score?"